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Financing and Payment in Instalments

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Muotosairaala – A New Generation Hospital

When visiting us, you can also pay your invoice with Svea instalment payment. You can choose 30 to 60 days of interest-free payment time or the instalment payment option that suits you best.

You can explore the payment options and submit a credit application in advance through the link below.

You can also pay for your purchase in instalments and choose your own payment plan through SVEA financing. Applying for financing is easy and fast. You can submit an application through the link below or ask our staff for help on-site. If you wish, you can apply for a financing decision in advance.

Apply for SVEA Financing

With instalment payment, you can pay flexibly in several parts.

  • With instalment payment, you can pay flexibly in several parts.
  • You can apply for a decision in advance according to your needs, from €200 to €10,000, and with two credit applicants up to €20,000.
  • 30 to 60 days of interest-free payment time, or interest-bearing instalment payment in equal instalments over a payment period of 10, 30 or 60 months.
  • You can always repay the credit faster or pay it off in full at once.
  • No down payment, guarantors or collateral.
Credit is granted by Svea Bank AB (publ), filial i Finland. Svea instalment payment requires an approved credit decision and identification with Svea Bank AB, filial i Finland. Please note that the buyer must be at least 21 years old. Please check the current loan terms on SVEA’s website.
Apply for Resurs Financing

Pay later, at your own pace

  • You choose when and how you want to pay. You can get up to 12 months of interest-free payment time.
    • 30 to 60 days until the first due date
    • No opening fee, no card and no hidden costs
    • You can split the payment into instalments and choose the payment option that suits you best
    You can submit an application either through the link below or on-site at our clinic. You will receive the invoice only in the month following your purchase, and you can then choose whether to pay the full amount at once or flexibly in instalments. “` You will see the credit decision immediately and can start using the credit once you have signed the credit agreement electronically. “`

What About the Costs?

PAYMENT OPTION ANNUAL INTEREST RATE CREDIT COST/MONTH
30 to 60 days 0% €0
12 months 0% 0.28%/month of the credit limit, however no more than €12.50/month.
36 months 12.90%
60 months 15.00% + KSL reference interest rate*
* The KSL reference interest rate refers to the reference rate under section 12 of the Interest Act, as referred to in the Consumer Protection Act. The rate is published by the Bank of Finland twice a year and is valid for 6 months at a time. The applicable reference rate may be no more than 5%, meaning that the annual interest rate of the credit may be no more than 20%, as provided in the Consumer Protection Act. Example purchase: €1,500 with the 12-month payment option. Annual interest rate: 0%. Credit cost/month: €5.60. Effective annual interest rate: 4.01%. Credit costs: €61.60. Total amount payable: €1,562. Monthly instalment: €130.60, 12 instalments. The credit cost is 0.28%/month of the agreed credit limit, however no more than €12.50/month. The credit cost is charged on monthly invoices. Terveystili is a revolving credit with a minimum credit limit of €2,000. Other use of the credit may result in a higher or lower effective annual interest rate. The credit is not available in Åland. Creditor: Resurs Bank AB, Finnish branch. Read more about our financing partner Resurs here.

Do You Already Have an Account?

If needed, you can also increase the limit of your previously opened account yourself through the application link here: link to the limit increase application. Please also remember to use your Resurs online bank, where you can view your account balance, among other things: Log in to the online bank here. Do You Still Have Questions? Contact Resurs customer service on weekdays, tel. 09 622 4308.

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